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250+ Trusted local and international payment methods accepted


The payments At Your Fingertips

Online Payment

Collect payments on your webapp or mobile app with 1XCPAY, enjoy easy api integration


The payment terminal in mobile app which allows to collect 1XCARD users payments


Send and receive money with your wallet. Deposit and withdrawal available by Mobile Money and bank account


Request a card from your wallet or issue your own brand prepaid card for your customers

For business activities

Let's set your 1XC Business profil.

Open a professional account today and benefit from a clean and well-organized dashboard. Also take advantage of the possibilities it offers you:

  • Online payment 1XCPAY & POS App
  • Issue your own brand of 1XCARD in partnership
  • Transfer & Exchange Your Money Anytime

Pay everywhere with 1XCARDVirtual, physical or prepaid

Pay for in stores, restaurants and shops in the neighborhood with your 1XCARD. It can be physical or virtual on its mobile app. It can be top-up by Mobile money or bank account

Take advantage of 1XCARD's prepaid functionality, which allows you to personalize the logo and colors to issue a prepaid card to your customers and subscribers, whatever your sector of activity. This partnership enables you to pre-sell your products and services.


All Your Payments In One Place.

Balance Transfer

Withdraw your balance at any time and without notice by Mobile Money or bank account.

Secure Payment

Pay safely any merchant using 1XC wallets and benefit from our personal data protection.

Global Account

Deposit money to your account is very simple as we support 20+ payment gateways.

API documentaion

Our secure API is provided with structured documentation to facilitate its integration into your app.


Loved From Customers

1XCPay get loved from thoudsands customers in africa and get trusted from SMEs moreover all over the West Africa.



Downloaded POS


Based on 1,258 reviews

“Ma boutique tourne à plein régime grâce à votre POS
cela à permis de fidéliser certains client dans mon quartier”

JOANA K. / Responable client Fid KOP SARL

“Our online platform necessarily requires the use of prepaid cards to subscribe. Thank you 1XC”

Dr Magal Léon / CEO OIL NATURE

“I was able to receive my payment from Togo through your wallet.
it a real joy to use it.”

CAMARA D. / Senior Marketing At SIM Formation

If You Got Questions We Have Answer

Do you offer multi-currency account & how does it work?

We offer our users the possibility to define the currency of their wallet, it can be USD, EUR for example. Each currency implies a deposit in the method of payment compatible with that currency.

What is 1XCARD best features

The 1XCARD is linked to a wallet that can be topped up with mobile money or a bank account. Its prepaid version is issued by a company and can only be used in that company's network. .

What Modes Of Payment Do You Accept?

The 1XC system is compatible with more than 250 payment methods such as banks, mobile money and digital wallets

Do you accept cross border payment?

1XC works with several international partners, so any transfer that complies with current standards and regulations is accepted.

What Are The Requirements For Business wallet?

Business accounts are of a commercial and professional character and therefore follow an additional KYC verification procedure. You must provide: - Trade register - Tax identification number - Your identity document.

What is 1XPOS and how to use it?

1XPOS is the payment terminal that allows merchants to collect payments from all versions of 1XCARD, it is available as a free download from Play store or The app store. it is professional and requires a Business account.

How To Successfully Changed My Acount Name?

For security purposes and compliance with Anti Money Laundering laws, it is not possible to change the name of your account. However, changing your wallet's password and PIN code is possible

How Do I Activate My Card?

Download and create your wallet to activate your card.